The Challenge

Community banks are rich in data but poor in insights. Core systems, loan platforms, and digital banking each hold fragments of the customer story. Reporting still means Excel extracts and late-night number crunching. Meanwhile, boards, regulators, and competitors demand more.

Our Solution

Cloud by TekFS is a hosted, non-PII data warehouse built for community banks. Delivered in weeks, not years — with pre-built apps for profitability, customer segmentation, and early-warning analytics. You get clarity, speed, and compliance, without hiring a data science team. And Cloud is designed for use with Generative AI, incorporating access controls, a metadata catalog, and audit trails. Just what regulators would expect.

Analytics That Go Beyond Dashboards

Most vendors stop at dashboards. Cloud comes with apps designed for bank decision-making, including:

• Profitability modeling and Customer Lifetime Value
• Margin analysis
• Early warning indicators (deposit runoff, delinquencies, NIM stress)
• Branch scorecards (attrition, engagement, FTE productivity)
• Customer segmentation, churn analysis, and next best product recommendations

How It Works

• Data Ingest – Extracts or APIs bring in core data, deposits, loans, digital, and more.
• Non-PII Warehouse – Penny stores anonymized identifiers; customer details stay secure in your environment.
• Pre-Built Schema & Apps – Proven data model tailored for banking.
• Insights at Your Fingertips – Reports delivered through Tableau, ready to join with local PII for customer-level detail.

👉 Talk to us about launching your Cloud pilot